CoinZoom Earn

CoinZoom Earn is an investment tool that allows users to earn interest on crypto and USD holdings. Users can view their earned interest balance at any time on the Portfolio section of CoinZoom platform. Earned interest is accrued daily and paid out once a month.

Current supported assets and interest rates can be found here.

Your Earn balance is not insured by CoinZoom but held with our highly vetted and accredited third party partners. Digital assets are not covered by FDIC insurance. CoinZoom is currently partnering with accredited third-party borrower Genesis. Genesis is regulated as a securities broker-dealer with the SEC and FINRA.

Interest rates are based on the supply and demand of each asset, similar to how interest rates fluctuate with any other currency.

The interest will be calculated from the day after the subscription day. Daily interest is compounded and accrued daily and credited to accounts monthly.

You can redeem your assets at any time. The redemption day will be excluded in the interest calculation period. There are no fees to redeem your assets and assets are credited to your trading wallet instantly.

Interest accrues daily and is automatically credited to your account monthly.

Yes, all international customers can participate in CoinZoom Earn.

Accredited Investor Verification

US customers must be Accredited Investors to participate in CoinZoom Earn. US non-Accredited Investors can participate in Staking Rewards.

US customers who are not Accredited Investors can still earn crypto from staking their coins. Staking Rewards are offered on a sub-set of coins listed in the CoinZoom Earn page. Staking Rewards are currently available for the following coins: Polkadot, TRON, Cardano, ETH 2.0 (coming soon), Helium (coming soon), ALGO, and Solana. Staking Rewards, Proof-of-Stake (PoS) protocol that CoinZoom facilitates for its customers, allowing them to earn crypto on their coins, without the coins ever leaving the CoinZoom wallets.

An accredited investor, in the context of a natural person, includes anyone who:
1- earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, OR
2- has a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR
3- holds in good standing a Series 7, 65 or 82 license.
Financial professional licenses.  The General Securities Representative License Series 7, the Private Securities Offering Representative license Series 82, and the Licensed Investment Adviser Representative Series 65
There are other categories of accredited investors, including the following, which may be relevant to you:
4- any trust, with total assets in excess of $5 million, not formed specifically to purchase the subject securities, whose purchase is directed by a sophisticated person, OR
5- certain entity with total investments in excess of $5 million, not formed to specifically purchase the subject securities, OR
6- any entity in which all of the equity owners are accredited investors.