CoinZoom Earn
Earn up to 10% APY
Invest in crypto, earn crypto. Utilize CoinZoom Earn and receive up to 10% APY on your cryptocurrencies. Earn interest on over 40 coins. Plus, CoinZoom VIP customers can earn up to 20% in bonus interest.*
Interest Rates
Interest rates are subject to change based on the supply and demand of each asset.
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AssetAPY
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AssetAPY
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AssetAPY
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Aave
AAVE1.00% -
Algorand
ALGO2.50% -
Amp
AMP (Listing Soon)0.50% -
ApeCoin
APE (Listing Soon)0.00% -
Avalanche
AVAX6.00% -
Balancer
BAL (Listing Soon)1.25% -
Bancor
BNT (Listing Soon)2.00% -
Basic Attention Token
BAT1.90% -
Bitcoin
BTC2.50% -
Bitcoin Cash
BCH4.80% -
Bitcoin SV
BSV (Listing Soon)4.75% -
Cardano
ADA4.50% -
Chainlink
LINK4.25% -
Chiliz
CHZ (Listing Soon)2.00% -
Compound
COMP (Listing Soon)3.00% -
Curve Token
CRV (Listing Soon)2.00% -
Dai
DAI6.00% -
Dash
DASH2.00% -
Decentraland
MANA (Listing Soon)0.75% -
Dogecoin
DOGE7.00% -
Enjin
ENJ (Listing Soon)2.00% -
Eos
EOS3.00% -
Ethereum
ETH2.25% -
Ethereum Classic
ETC (Listing Soon)5.50% -
Gemini Dollar
GUSD (Listing Soon)6.00% -
Graph Token
GRT (Listing Soon)1.50% -
Helium
HNT5.00% -
Keep Network
KEEP (Listing Soon)2.00% -
Kyber Network
KNC1.80% -
Litecoin
LTC3.50% -
Maker
MKR3.50% -
Nem
XEM (Listing Soon)2.00% -
OMG Network
OMG4.50% -
Orchid
OXT (Listing Soon)4.00% -
Ox
ZRX2.50% -
PancakeSwap
CAKE (Listing Soon)4.50% -
PAX Gold
PAXG (Listing Soon)2.00% -
PAXOS
PAX (Earning Soon)7.50% -
Polkadot
DOT10.00% -
Polygon
MATIC2.00% -
REN
REN (Listing Soon)2.00% -
Shiba INU
SHIB1.00% -
Solana
SOL5.00% -
Stellar
XLM4.50% -
Storj
STORJ (Listing Soon)2.00% -
Sushi
SUSHI (Listing Soon)4.50% -
Synthetix Network
SNX (Listing Soon)2.00% -
Tether (ERC20)
USDT (ERC20)6.00% -
Tether (TRC20)
USDT (TRC20)8.00% -
Tezos
XTZ5.00% -
TRON
TRX5.00% -
Trust Token
TUSD (Earning Soon)6.00% -
UMA
UMA (Listing Soon)2.00% -
Uniswap
UNI1.00% -
USD Coin
USDC6.00% -
Yearn Finance
YFI3.50% -
Zcash
ZEC2.00%
Get more out of your crypto – start earning up to 10% APY
Once you open and fund your CoinZoom account, purchase any amount of crypto, opt in to CoinZoom Earn, and start earning interest. No long-term commitments. Redeem your crypto from your Earn wallet at any time. Interest is accrued daily and credited to your account on the 7th day of each month. Re-invest interest you receive in your trading account or spend it on your CoinZoom Visa card.

Start Earning
CoinZoom is your one-stop shop to buy, sell, trade, spend and earn crypto.
Earn Interest Every Day
Interest on your crypto is accrued daily and compounded monthly at up to 10% APY.
Earn up to 20% Bonus Interest
CoinZoom VIP customers can earn up to 20% in bonus interest, paid in ZOOM.
CoinZoom Bonus interest is determined by the CoinZoom VIP level: Preferred level VIP: 5% Bonus interest; Gold level VIP: 10% Bonus interest; Platinum
level VIP: 15% Bonus interest; and Black level VIP: 20% Bonus interest.
For example, if a Black level VIP customer is earning 10% on their USDT
Earn wallet, they will earn 10% interest, paid in USDT, and they will
earn an additional 20% (1.50%) paid in ZOOM.*
Availability
Earn is available to CoinZoom customers in 194 countries. In the US, customers must be Accredited Investors to participate in CoinZoom Earn. US non-Accredited Investors can participate in Staking Rewards.
Redeem Earned Interest
Redeem your earned interest and re-invest it in your trading account, or spend it with your CoinZoom Visa card.
Security is Our Top Priority
Your crypto is secured and insured by multiple institutional qualified custodians.
Download the CoinZoom app or login to the Exchange on your desktop and click the "Earn" tab.
Select the crypto you want to earn interest on and click "Earn."
Select the amount of funds and how often you want to allocate them to CoinZoom Earn.Confirm the transfer to CoinZoom Earn and you're on your way to earning interest!
FAQ
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Your Earn balance is not insured by CoinZoom but held with our highly vetted and accredited third party partners. Digital assets are not covered by FDIC insurance. CoinZoom is currently partnering with accredited third-party borrower Genesis. Genesis is regulated as a securities broker-dealer with the SEC and FINRA.
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US customers who are not Accredited Investors can still earn crypto from staking their coins. Staking Rewards are offered on a sub-set of coins listed in the CoinZoom Earn page. Staking Rewards are currently available for the following coins: Polkadot, TRON, Cardano, ETH 2.0 (coming soon), Helium (coming soon), ALGO, and Solana. Staking Rewards, Proof-of-Stake (PoS) protocol that CoinZoom facilitates for its customers, allowing them to earn crypto on their coins, without the coins ever leaving the CoinZoom wallets.
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An accredited investor, in the context of a natural person, includes anyone who:
1- earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, OR
2- has a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR
3- holds in good standing a Series 7, 65 or 82 license.
Financial professional licenses. The General Securities Representative License Series 7, the Private Securities Offering Representative license Series 82, and the Licensed Investment Adviser Representative Series 65
There are other categories of accredited investors, including the following, which may be relevant to you:
4- any trust, with total assets in excess of $5 million, not formed specifically to purchase the subject securities, whose purchase is directed by a sophisticated person, OR
5- certain entity with total investments in excess of $5 million, not formed to specifically purchase the subject securities, OR
6- any entity in which all of the equity owners are accredited investors.